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After you have completed the Credit Counseling and filed for bankruptcy, you will need to complete the Post-Filing Debtor Education online or by phone. 

The Pre-Filing Credit Counseling can be taken online or by phone and must be completed within 180 days prior to filing for bankruptcy.


Credit Counseling & Debtor Education offered through EOUST and Bankruptcy Adminstrator-approved Consumer Education Services, Inc. (CESI), doing business as Start Fresh Today. CESI is approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency's services. 

Copyright 2020 CESI dba Start Fresh Today

Step 1: 
Pre-Filing Credit Counseling
Step 2: 
Post-Filing Debtor Education

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PLEASE NOTE: If you are married and filing jointly,
 you only need to create ONE account.

The Page Law Firm
1125 Legacy Dr. Suite 320
Frisco, TX  75034

(214) 618-2101

Start Fresh Today
 Toll Free: (855) 851-3VIP (3847)

Your Attorney Code: TP12243

Monday - Thursday 9 AM to 8 PM EST
 Friday 9 AM to 6 PM EST                              Saturday 10AM to 2 PM EST                                      Sunday Closed